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Traditional IRA vs Roth IRA
Roth IRAs are great as you pay taxes NOW instead of LATER, when you pull the money out in retirement, BUT we all know the government is going broke and will renege on the deal and tax you when you pull the money out years from now, so why give them the option of taxing you twice?
401Ks
There has been talk by democrats to confiscate 401Ks and IRAs in order to stabilize social security….so don’t be surprised if they all go POOF!